fix(news): one-hour World News API retention, refunded reads, pins, disputed areas, counts

Keep World News API results an hour at most and say caching needs its
permission; refund a read that never reached it; match Local by any pin;
assign a disputed area by a point inside it; untitled GDELT stories are
minor; hotspot counts leave out minor reports.

Co-Authored-By: Claude Fable 5.2 <[email protected]>

.env.example

@@ -343,8 +343,10 @@ GEMINI_CHAT_MODEL=gemini-3.5-flash-lite
 # Local: the day's news from the outlets of the country in view (free plan
 # of 50 points a day, https://worldnewsapi.com/console/), read once per
 # country every 30 minutes, about 1.5 points a read. Without it Local says
-# "key required". The free plan asks for a visible "World News API" link;
-# the app's Data attribution popover carries it.
+# "key required". Each country's news is kept in memory for at most 1 hour.
+# World News API's terms (https://worldnewsapi.com/terms/) allow caching
+# only with its prior written permission: get that before setting the key.
+# The app's Data attribution popover credits World News API with a link.
 # WORLDNEWSAPI_KEY=
 # The most World News API reads a day (default 30, about 45 points, inside
 # the free plan). After that Local says the daily limit is reached.